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AL, AZ, CO, FL, GA, IL, MD,MI, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI
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Neighborly 1st, Mortgage 2nd

Smarter Mortgage Solutions, Trusted by Homebuyers Nationwide

We combine smart tech and personal service to help you find the best home loan — fast, simple, and stress-free. Work with an experienced mortgage broker and explore your options with top mortgage lenders. Whether you're a first-time buyer or looking to refinance, we’re here to help.

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The 2024 Year by the numbers

We’re revolutionizing the way you experience a mortgage.

We've originated over
0 loans
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0 million
Services

Our mortgage services, all in one place

Refinance

Lower your monthly payments or tap into your home equity with custom refinance mortgage loan solutions.

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Purchase

Looking to buy a new home? Work with a trusted mortgage broker to get pre-approved and secure a great rate.

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Calculator

Use our free mortgage calculator to estimate your monthly payments and compare home loan options.

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About us

We simply exist to ensure our clients never overpay for a mortgage ever again.

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30 Years fixed

Without our clients, there is no us.

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15 years fixed
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Customer reviews & Numbers

Don't just take our word for it.

See why clients trust our mortgage brokers.

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Best mortgage experience I’ve ever had!! Jason was amazing, provided multiple options that no other companies could provide that helped us exceed our goals. He was also very engaged and very aware of every step and every possible outcome of the entire process. I will not be shopping for another lender in the future as long as Jason and Neighborhood Mortgage is around. Thank you so much!!!

Peter Aho
Loan Type:
Refinance

"We recently had the pleasure of refinancing our home with the Neighborhood Mortgage Company, and the experience was nothing short of exceptional. Our refinance was quite nuanced and presented several hurdles due to the way our current loan was structured. However, Allen was incredibly knowledgeable, resourceful, and extremely committed to getting us a great deal. Allen guided us through every step with patience and professionalism, ensuring we understood all our options and made the best decisions for our family. We will definitely continue working with Allen and the Neighborhood Mortgage team for all our future home loan needs. We highly recommend them to anyone looking for a trustworthy mortgage partner."

Joseph Pfund-Smith
Leander, TX
Loan Type:
Refinance

"Moe did a great job for us! We closed way faster than we thought was possible. He was very communicative and followed up each time something was due. I appreciate his professionalism and his work ethic. It is nice to see someone care about the job they do. My current mortgage company has a chance to keep my business but failed to do their job. They had very poor communication and dropped the ball. Moe picked it up and did the job! Thank you Moe!"

Shawn Cooksey
Palm Harbor, FL
Loan Type:
Refinance

"My loan officer Joseph Allen was great and very professional. Always answered my phone calls and questions. He made an impossible loan, a possible one. He was a hero. Thank you for everything."

Shirley Bonilla
Shirley Bonilla
Loan Type:
Refinance

“Alex did a great job at explaining all the details and options. He also was on top of what needed to be done in order to get the process completed, and in a very timely fashion.”

Jenny
Niles, MI
Loan Type:
Refinance

“Extremely patient, knowledgeable and returned communication expeditiously. I appreciated the work put into loan scenarios that would work for us. Along with interest rate knowledge etc.”

ccope2009
Virginia Beach, VA
Loan Type:
Purchase

“Moe Kobeissi and Abdel Ali at Neighborhood Mortgage were extremely professional and efficient throughout the mortgage process. All communications were timely, clear and easy to understand.”

Ron Gllickson
Dallas, TX
Loan Type:
Refinance

“Jason helped us through a refinance to consolidate all of our debt. He was able to get us 40k out to pay off all of our debt, without raising our interest in spite of my bad credit. He saved us $800/mo!”

Robert E. Dean
Blanchester, OH
5.0
Based on 100+ reviews
99%
Approval Rate
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Frequently Asked Questions

What is a mortgage broker, and how can they help me?

A mortgage broker helps you compare home loan options from different lenders to find the best rates and terms for your financial situation.

How do I find the best mortgage broker near me?

Look for a mortgage broker with local expertise and a good track record. Reviews, recommendations, and lender relationships are key to finding the right fit.

What is the difference between a mortgage lender and a mortgage broker?

A mortgage lender provides the funds for your home loan, while a mortgage broker acts as an intermediary to help you secure the best deal from various lenders.

How do I get pre-approved for a mortgage loan?

Start by contacting a mortgage broker or lender to submit your financial details. They'll review your credit score, income, and debt-to-income ratio to issue a pre-approval.

What is the best home mortgage for first-time buyers?

FHA loans or VA loans are great options for first-time buyers, offering low down payments and more flexible credit requirements. A mortgage broker can help you decide.

Can I refinance my mortgage to lower my monthly payments?

Yes, refinancing your mortgage can help lower your monthly payments by securing a lower interest rate or adjusting the loan term. A refinance mortgage can also help consolidate debt.

How long does it take to close on a home loan?

It typically takes 30-45 days to close on a home loan. Factors like mortgage loan types and the lender's process can affect the timeline.

What are the current home mortgage rates?

Home mortgage rates fluctuate daily. Working with a mortgage lender or broker near you will help you find the most current rates based on your credit and loan type.

What documents do I need to apply for a home loan?

You’ll need your proof of income, credit report, tax returns, and information on your down payment. Your mortgage loan officer will guide you through the full list.

How much of a down payment do I need for a mortgage?

Down payment requirements vary by loan type. Conventional loans often require 20%, but you may qualify for a first-time homebuyer loan with as little as 3% down.